Reduce your Car Insurance

Coming to that time of year again when your Car Insurance is up for renewal in the New Year.

Here are some practical tips you can use to reduce your Payments.

1. If you are with an Insurance Company for a consecutive number of years, phone them before renewal and tell them you can get a better deal from another company. You will be surprised how many will either match or better the offer.

2.  Consider dropping Fully Comprehensive Insurance for Third Party Fire and Theft as it is normally a lot cheaper.

3. You also might be able to pay less depending on your age, or if you've had no accidents. 

4.  Some insurance companies offer discount for completion of advanced driving courses.

5. Think twice about paying in installments - Pay your premium in one payment, if at all possible as it is always more expensive to pay in stages.

6. Shop around for insurance quotes - The more you get the better your chance of finding the cheapest quote. Remember to compare all insurance quotes on a like-for-like basis.

7.  Put a realistic value on your car  - Remember in the case of an accident the insurance company will only pay out what the car is actually worth at the time of the claim.

8. Never leave it until the last minute

9. Make sure to check that you're not double paying for anything and just check if you really need those extras. Also, check on how much excess is on your policy.

Happy motoring and I hope I have saved you some cash